Where does the time go?

Well it has been a couple of weeks since my last post. We have been quite busy since our 21st Century Insurance Consumer seminar. The seminar was quite a success and generated a lot of interest. Life Insurance consumers are just like any other consumer in the 21st century, they want to do their research on their own time, in their own homes, and are prepared before making a decision. That is why The Benefit Guys, are preparing ourselves for them.

In other news, as winter approaches, so does the desire to head south. We have been blessed with an unusually warm and dry November, but sure enough, Old Man Winter is not too far away. If you are heading south, do not over look the need for travel insurance. It will be the least expensive thing you purchase on your vacation. Without it, your vacation could be the most expensive trip you ever take!

Lastly, as the new year quickly approaches, The Benefit Guys expect to have some exciting information to announce in the 1st quarter of 2010. Stay tuned!

CopCab

CopCab
Originally uploaded by thebenefitguy

This picture was sent to me the other day, taken in what appears to be Georgetown Ontario. Who needs photo radar when we have CopCab's! I know this is not insurance related, but I thought it was newsworthy.

A Guide to buying Travel Insurance

A Guide to Buying Travel Insurance

IMG_1628

IMG_1628
Originally uploaded by thebenefitguy

From The 21st Century Insurance Consumer Seminar, in Cambridge, Ontario, November 12th, 2009.

What is this Term Insurance all about?

What is this Term Insurance all about? -

Kitty Needs Life Insurance

Has the Group insurance market become stagnant?

For the past year, The Benefit Guys have focused a lot of their attention in the Group Insurance market. With the Do Not Call legislation in effect, and the government monitoring and prosecuting offenders, calling on your average family for Life Insurance sales can be a risky thing unless you have purchased and follow the Do Not Call List. Who would have predicted the collapse of the economy in late 2008 and most of 2009. It has been our experience, that a lot of business owners have been in a wait and see mode. If they already have packages, the insurance companies have been discounting rates to keep them on the books to justify the decrease in new business. For those without benefit packages, business owners are in no hurry to add any new expenses to their bottom line. However, small businesses, i.e. husband and wife, can really take advantage of things like Health Spending Accounts, to take the money they are already spending, and make it tax deductible to their company at a very minimal cost. As for everyone else, we see 2010 as a year of incredible opportunity as the economy officially gets on the road to recovery and companies start to lighten their purse strings a little. So is the market stagnant? There is definitely business being done, but not at the rate it once was. As confidence builds amongst business owners, new business will definitely come back.